:root {
    --gold:        #B8955A;
    --gold-light:  #D4AD72;
    --gold-pale:   #F5EFE3;
    --gold-line:   rgba(184,149,90,0.22);
    --dark:        #18140E;
    --mid:         #49412F;
    --soft:        #8A7D68;
    --white:       #FAFAF7;
    --cream:       #F4F0E8;
    --ink:         #0E0C09;
  }

  /* ═══════════════════════════════════════
     SHARED UTILITIES
  ═══════════════════════════════════════ */
  .overline {
    display: inline-flex; align-items: center; gap: 14px;
    font-size: 9px; font-weight: 600;
    letter-spacing: 5.5px; text-transform: uppercase;
    color: var(--gold); margin-bottom: 22px;
  }
  .overline::before, .overline::after {
    content: ''; display: block;
    width: 36px; height: 1px;
    background: var(--gold); opacity: 0.45;
  }
  .ornament {
    display: flex; align-items: center; justify-content: center;
    gap: 12px; margin-top: 26px;
  }
  .orn-line { width: 52px; height: 1px; background: linear-gradient(to right, transparent, var(--gold)); }
  .orn-line.r { background: linear-gradient(to left, transparent, var(--gold)); }
  .orn-diamond { width: 6px; height: 6px; background: var(--gold); transform: rotate(45deg); }
  .orn-dot { width: 3px; height: 3px; border-radius: 50%; background: var(--gold-light); }

  @keyframes riseIn {
    from { opacity: 0; transform: translateY(26px); }
    to   { opacity: 1; transform: translateY(0); }
  }
  @keyframes fadeIn {
    from { opacity: 0; } to { opacity: 1; }
  }
  @keyframes slideRight {
    from { opacity: 0; transform: translateX(-30px); }
    to   { opacity: 1; transform: translateX(0); }
  }


  /* ═══════════════════════════════════════
     SECTION 1 — WHO WE SERVE
     Dark background, two large cards side by side
  ═══════════════════════════════════════ */
  .wws-section {
    width: 100%;
    background: #2F586E;
    padding: 100px 0 108px;
    position: relative;
    overflow: hidden;
  }

  /* Subtle fine grid on dark bg */
  .wws-section::before {
    content: '';
    position: absolute; inset: 0;
    background-image:
      linear-gradient(rgba(184,149,90,0.04) 1px, transparent 1px),
      linear-gradient(90deg, rgba(184,149,90,0.04) 1px, transparent 1px);
    background-size: 48px 48px;
    pointer-events: none;
  }

  /* Top gold bar */
  .wws-section::after {
    content: '';
    position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, transparent, var(--gold) 20%, var(--gold-light) 50%, var(--gold) 80%, transparent);
  }

  .wws-container {
    max-width: 1120px;
    margin: 0 auto;
    padding: 0 52px;
    position: relative; z-index: 1;
  }

  /* Heading */
  .wws-heading {
    text-align: center;
    margin-bottom: 72px;
    opacity: 0;
    animation: riseIn 0.9s 0.1s ease forwards;
  }
  .wws-heading .overline { color: rgba(184,149,90,0.7); }
  .wws-heading .overline::before,
  .wws-heading .overline::after { background: var(--gold); opacity: 0.3; }

  .wws-title {
    font-family: 'Cormorant Garamond', serif;
    font-weight: 400;
    font-size: clamp(38px, 5.2vw, 66px);
    color: #fff;
    line-height: 1.1; letter-spacing: -0.3px;
  }
  .wws-title .accent { color: var(--gold); font-style: italic; font-weight: 300; }

  /* Cards grid */
  .wws-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2px;
  }

  .wws-card {
    position: relative;
    padding: 52px 48px 56px;
    border: 1px solid rgba(184,149,90,0.14);
    background: rgba(255,255,255,0.025);
    overflow: hidden;
    cursor: default;
    transition: background 0.4s ease;
    opacity: 0;
  }
  .wws-card:nth-child(1) { animation: riseIn 0.9s 0.3s ease forwards; }
  .wws-card:nth-child(2) { animation: riseIn 0.9s 0.5s ease forwards; }
  .wws-card:hover { background: rgba(184,149,90,0.06); }

  /* Gold corner frame */
  .wws-card::before, .wws-card::after {
    content: '';
    position: absolute;
    width: 20px; height: 20px;
    border-color: rgba(184,149,90,0.35);
    border-style: solid;
    transition: width 0.35s, height 0.35s, border-color 0.35s;
  }
  .wws-card::before { top: 14px; left: 14px; border-width: 1px 0 0 1px; }
  .wws-card::after  { bottom: 14px; right: 14px; border-width: 0 1px 1px 0; }
  .wws-card:hover::before,
  .wws-card:hover::after { width: 30px; height: 30px; border-color: var(--gold); }

  /* Large background number */
  .wws-card-num {
    position: absolute; top: -10px; right: 20px;
    font-family: 'Cormorant Garamond', serif;
    font-size: 120px; font-weight: 300;
    color: rgba(184,149,90,0.06);
    line-height: 1; pointer-events: none;
    user-select: none;
    transition: color 0.4s;
    display: none;
  }
  .wws-card:hover .wws-card-num { color: rgba(184,149,90,0.10); }

  /* SVG Icon */
  .wws-icon {
    width: 48px; height: 48px;
    margin-bottom: 32px;
    display: flex; align-items: center; justify-content: center;
    border: 1px solid rgba(184,149,90,0.3);
    border-radius: 50%;
    transition: border-color 0.3s, background 0.3s;
  }
  .wws-card:hover .wws-icon {
    border-color: var(--gold);
    background: rgba(184,149,90,0.1);
  }
  .wws-icon svg { width: 20px; height: 20px; fill: none; stroke: var(--gold); stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; }

  .wws-card-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(22px, 2.6vw, 32px);
    font-weight: 400;
    color: #fff;
    line-height: 1.2;
    margin-bottom: 8px;
    letter-spacing: -0.2px;
  }
  .wws-card-title em { color: var(--gold); font-style: italic; font-weight: 300; }

  .wws-card-rule {
    width: 36px; height: 1px;
    background: var(--gold);
    opacity: 0.5; margin-bottom: 22px;
    transition: width 0.35s, opacity 0.35s;
  }
  .wws-card:hover .wws-card-rule { width: 56px; opacity: 0.9; }

  .wws-card-body {
    font-size: 13.5px; font-weight: 300;
    color: rgba(255,255,255,0.52);
    line-height: 2; letter-spacing: 0.15px;
  }
  .wws-card-body strong { font-weight: 500; color: rgba(255,255,255,0.78); }

  /* Bullets list */
  .wws-list {
    list-style: none;
    margin-top: 22px;
    display: flex; flex-direction: column; gap: 10px;
  }
  .wws-list li {
    display: flex; align-items: flex-start; gap: 12px;
    font-size: 12.5px; font-weight: 300;
    color: rgba(255,255,255,0.48);
    line-height: 1.7;
  }
  .wws-list li::before {
    content: '';
    display: block;
    width: 4px; height: 4px;
    background: var(--gold);
    border-radius: 50%;
    flex-shrink: 0;
    margin-top: 7px;
  }

  /* Bottom strip */
  .wws-bottom {
    display: flex; align-items: center; gap: 18px;
    margin-top: 64px;
    opacity: 0;
    animation: fadeIn 0.9s 0.9s ease forwards;
  }
  .wws-bottom-line {
    flex: 1; height: 1px;
    background: linear-gradient(to right, transparent, rgba(184,149,90,0.22) 40%, rgba(184,149,90,0.22) 60%, transparent);
  }
  .wws-bottom-mark {
    font-size: 8.5px; font-weight: 600;
    letter-spacing: 4px; text-transform: uppercase;
    color: rgba(184,149,90,0.35);
  }


  /* ═══════════════════════════════════════
     SECTION 2 — NRI DESK
     Cream background, split layout with large number + accent panel
  ═══════════════════════════════════════ */
  .nri-section {
    width: 100%;
    background: var(--cream);
    padding: 104px 0 112px;
    position: relative;
    overflow: hidden;
  }

  /* Faint dot texture */
  .nri-section::before {
    content: '';
    position: absolute; inset: 0;
    background-image: radial-gradient(circle, rgba(184,149,90,0.08) 1px, transparent 1px);
    background-size: 28px 28px;
    pointer-events: none;
  }

  /* Top + bottom gold rules */
  .nri-top-rule, .nri-bot-rule {
    position: absolute; left: 6%; right: 6%; height: 1px;
    background: linear-gradient(90deg, transparent, var(--gold-line) 30%, var(--gold-line) 70%, transparent);
  }
  .nri-top-rule { top: 0; }
  .nri-bot-rule { bottom: 0; }

  .nri-container {
    max-width: 1120px;
    margin: 0 auto;
    padding: 0 52px;
    position: relative; z-index: 1;
  }

  /* Heading */
  .nri-heading {
    text-align: center;
    margin-bottom: 80px;
    opacity: 0;
    animation: riseIn 0.9s 0.1s ease forwards;
  }
  .nri-title {
    font-family: 'Cormorant Garamond', serif;
    font-weight: 400;
    font-size: clamp(38px, 5.2vw, 66px);
    color: var(--dark);
    line-height: 1.1; letter-spacing: -0.3px;
  }
  .nri-title .accent { color: var(--gold); font-style: italic; font-weight: 300; }

  /* Main layout — large number left, content right */
  .nri-layout {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 0 72px;
    align-items: start;
    opacity: 0;
    animation: riseIn 0.9s 0.45s ease forwards;
  }

  /* Giant decorative number */
  .nri-big-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(96px, 14vw, 180px);
    font-weight: 300;
    line-height: 0.85;
    color: transparent;
    -webkit-text-stroke: 1px rgba(184,149,90,0.35);
    letter-spacing: -4px;
    user-select: none;
    padding-top: 8px;
  }

  /* Right content */
  .nri-content { display: flex; flex-direction: column; gap: 0; }

  .nri-tagline {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(20px, 2.6vw, 30px);
    font-weight: 500;
    color: var(--dark);
    line-height: 1.4;
    letter-spacing: -0.2px;
    margin-bottom: 28px;
    padding-bottom: 28px;
    border-bottom: 1px solid var(--gold-line);
  }
  .nri-tagline em { color: var(--gold); font-style: italic; font-weight: 300; }

  .nri-body {
    font-size: 14px; font-weight: 300;
    color: var(--mid); line-height: 2; letter-spacing: 0.15px;
    margin-bottom: 20px;
  }
  .nri-body strong { font-weight: 500; color: var(--dark); }

  /* Four feature pills */
  .nri-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-top: 36px;
  }

  .nri-feature {
    display: flex; align-items: flex-start; gap: 14px;
    padding: 18px 20px;
    border: 1px solid var(--gold-line);
    background: rgba(255,255,255,0.7);
    transition: background 0.3s, border-color 0.3s;
  }
  .nri-feature:hover {
    background: #fff;
    border-color: var(--gold);
  }

  .feat-dot {
    width: 6px; height: 6px;
    background: var(--gold); border-radius: 50%;
    flex-shrink: 0; margin-top: 6px;
  }

  .feat-label {
    font-size: 9px; font-weight: 600;
    letter-spacing: 2.5px; text-transform: uppercase;
    color: var(--gold); margin-bottom: 5px;
  }
  .feat-desc {
    font-size: 12.5px; font-weight: 300;
    color: var(--soft); line-height: 1.65;
  }

  /* CTA */
  .nri-cta {
    display: inline-flex; align-items: center; gap: 12px;
    margin-top: 40px;
    font-size: 10px; font-weight: 500;
    letter-spacing: 3px; text-transform: uppercase;
    color: var(--dark);
    background: var(--gold);
    padding: 15px 36px;
    border: 1px solid var(--gold);
    text-decoration: none;
    cursor: pointer;
    transition: background 0.3s, color 0.3s;
    align-self: flex-start;
  }
  .nri-cta:hover { background: var(--gold-light); border-color: var(--gold-light); }
  .nri-cta svg { transition: transform 0.3s; }
  .nri-cta:hover svg { transform: translateX(5px); }

  /* ── RESPONSIVE ── */
  @media (max-width: 860px) {
    .wws-container, .nri-container { padding: 0 22px; }
    .wws-grid { grid-template-columns: 1fr; gap: 2px; }
    .nri-layout { grid-template-columns: 1fr; gap: 32px 0; }
    .nri-big-num { font-size: 72px; display: none; }
    .nri-features { grid-template-columns: 1fr; }
  }

/***************************************************************************************/

  .tabs {
        display: flex;
        justify-content: space-between;
        opacity: 1;
        transform: translate3d(0px, 0px, 0px) scale3d(1, 1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg, 0deg);
        transform-style: preserve-3d;
    }
    .tab {
        justify-content: space-between;
        height: 350px;
        width: 10%;
        display: flex;
        cursor: pointer;
    }
    .active-tab {
        opacity: 1;
        width: 60%;
    }

    .feature-service-vertical-wrap {
        flex-flow: column;
        justify-content: space-between;
        align-items: center;
        width: 70px;
        display: flex;
        position: relative;
        border-right: 1px solid #ccc;
        height:350px
    }
    .feature-service-vertical {
        grid-column-gap: .5rem;
        grid-row-gap: .5rem;
        aspect-ratio: auto;
        text-align: left;
        flex: 0 auto;
        justify-content: flex-start;
        align-items: center;
        width: 300px;
        display: flex;
        position: absolute;
        bottom: 40%;
        left: auto;
        right: auto;
        transform: rotate(-90deg);
    }
    .feature-service-image {
        border-radius: 20px;
        position: relative;
        overflow: hidden;
        width:0%; opacity: 0; height:350px;
        transition: width 0.6s ease, opacity 0.6s ease;
    }
    .feature-service-image h4 {
        width: 80%;
        position: absolute;
        border-top-left-radius: 20px;
        bottom: 0px;
        right: 0px;
        background: #fff;
        padding: 20px;
        margin-bottom: 0px;
    }
    .feature-service-image img {
        width: 100%;
        height: 100%;
        object-fit: cover;
        transition: transform 0.3s ease;
    }
    .feature-service-image:hover img {
        transform: scale(1.05);
    }

    .showcase {
      position: relative;
      height: 350px;
      overflow: hidden;
    }

    .show-section {
      position: absolute;
      bottom: 0; left: 0;
      width: 100%;
      opacity: 0;
      transform: translateY(20px);
      transition: opacity 0.6s ease, transform 0.6s ease;
    }

    .show-section.active {
      opacity: 1;
      transform: translateY(0);
      z-index: 1;
    }
    .col-service {
        height: 350px;
    }
    .transaction-services {
        background-color: #f7f4ef;
        padding-top: 100px;
        padding-bottom: 100px;
    }
    .panel-group .panel {
        border: none;
        background-color: transparent;
    }
    .panel-default>.panel-heading {
        background-color: transparent;
        border: none;
        padding: 0;
    }
    .panel-body {
      border: none;
      border-top: 0px !important;
      padding: 0px 15px 15px 15px;
    }
    .panel-title {
        margin-top: 20px;
        padding-bottom: 20px;
        margin-bottom: 20px;
        text-align: left;
    }
    .active-btn {
        color: #C9A35D !important;
    }
    .btn-block {
        border-bottom: 1px solid #ccc;
        padding: 15px 20px;
        margin-bottom: 10px;
        transition: background-color 0.3s ease;
    }
    .btn-block img {
        margin-right: 10px;
        background-color: #ccc;
        padding: 5px;
        border-radius: 5px;
    }
    .service-img {
        background-size: cover;
        background-position: center;
        border-radius: 20px;
        width: 100%;
        height: 100%;
    }
    @media (max-width: 768px) {
      .wws-section, .nri-section {padding: 60px 0px 60px;}
      .nri-heading {margin-bottom: 60px;}
        .col-service {
            height: 200px;
        }
        .showcase {
            height: 150px;
        }
    }